Virginia Mechanical Inc.

HVAC Financing in Tracy, CA

HVAC Financing

Financing the purchase of a new, energy-efficient models of heating and air conditioning systems is more affordable than you might think! Our knowledgeable staff will assist you in choosing the financing option that meets your individual needs. Contact us today with any questions about HVAC financing and how to get started.

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209-832-2966

Energy-Efficient Heating and Air Conditioning System Financing

Virginia Mechanical is proud to offer multiple financing options when it's time to replace or upgrade your broken or inefficient heating or air conditioning system. The purchase of a new heating or air conditioning system is a significant investment. For those who are unable to pay cash upfront, HVAC financing is an essential tool to cover the equipment purchase and installation costs.

HVAC Financing Is More Affordable Than You Might Think

Financing a new, energy-efficient heating or cooling system is more affordable than you might think. We review each of our customers needs and requirements on an individual basis to find the best financing program for any set of circumstances. Even customers with less than perfect credit qualify for affordable financing options. Many of our customers find that their monthly payments are offset by the utility bill savings they see every month due to increased energy efficiency of their new systems.

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We Work With Multiple HVAC Financing Programs

We recognize that each customers needs and circumstances are different. We work with multiple HVAC financing lenders to offer the flexibility to finance the purchase and installation of your new heating and cooling equipment within your budget.

Synchrony Financial

Private Label Credit Card Provider


Synchrony Financial provides financing to help customers afford major heating and air conditioning purchases, and is the largest provider of private-label credit cards in the United States.


  • Simple application process
  • 70% application approval rate
  • Unsecured, generous revolving credit lines
  • Open credit for future purchases
  • Convenient monthly payment options
  • Competitive interest rates
  • No prepayment penalties

Aqua Finance, Inc.

Financing Corporation


Aqua Finance provides financing to help customers afford major heating and air conditioning purchases.


  • Monthly payments to fit your budget
  • Online account management and bill payment options
  • Special terms promotions available. Ask for details
  • Special Financing with approved credit. Ask for details

Let's Get Started!

To apply for financing, please give us a call today!

209-832-2966